Balance Transfer Your Loan
When was the last time you checked your home
loan statement?
Has your loan tenure increased since your signed
up?
Are you paying more than 10.5% interest on your
home loan?
Save Money With A
Home Loan Balance
Transfer!
Many people
don’t know that banks don’t increase Home
Loan EMIs but
they increase the tenure of the home loan
when the floating interest rate increases. If
you are paying 11-12% interest rate on your home loan
then we can help you save a lot of money.
Fill The Form On The Right To Get The Best Rate
For Your Home Loan Balance Transfer.
Pre-payment of your home loan
does not have any penalty and switching your
home loan balance to a new bank has never been
easier!
Balance Transfer for Home
Loans and Personal Loans is a product, offering
the customer a choice to transfer the
outstanding balance of the home loan availed for
better terms & conditions, EMIs and possibly
well sized savings that could be better invested
elsewhere.
Many customers look at Home
Loan Balance Transfers as making their loans
more efficient. In some cases, the nature of
Floating Interest Rates leaves customers with
longer tenures, higher EMIs and so on. Many
customers find their solution in Home Loan
Balance Transfers which help to move from higher
rate of interest to lower rate of interest or
increase in loan components as Top ups.
Personal Loan Balance Transfer
High value personal loans,
loan against property, and multiple loans from
different banks and credit cards can be
consolidated into one high value loan using
Personal Loan Balance Transfers. Due to floating
interest rates being the norm for high value
loans, customers may still retain their original
EMIs but might end up with a much longer loan
tenure. This is an undesirable situation for a
loa taker, but a position that many find
themselves in.
A personal loan balance
transfer can help customers better manage their
various loan products, possibly with a more
competitive interest rate.
Top Up Your Home Loan & Personal Loan
Customers can apply for a
Top-Up on their Home Loans & Personal Loans
using the Balance Transfer facility as and when
they need to meet their personal requirements
(other than for speculative purposes) or to
possibly consolidate two loans from seperate
banks to a single larger loan from a different
banking provider, with a more competitive
interest rate. Customers can benefit from some
additional funds against the security of
property. Customers opt for top up loans for
many reasons, some of which are mentioned below
Eligibility For Balance Transfer
Home Loan
balance transfers and personal loan balance
transfers have stringent eligibility
requirements that one is typically familiar with
while taking
a
home loan or
a personal loan.
Click to know about the
eligibility
requirements for Home Loan Balance Transfers
Documentation for Balance Transfer
Just like the
documentation requirements for Home Loans and
personal loans, applicants will need to provide a set of documents to approv the home loan
balance transfer.
Click to know more details on
Home
Loan Balance Transfer Document Requirements
More Information on Balance Transfer
Home Loan & Personal Loan
Balance Transfers are primarily used for High
value loans, where rising tenures and expensive
EMIs become too troublesome, due to flux in
market conditions. A Home Loan Balance Transfer
can go a long way in helping sustain a long
tenure home loan or loan against property and
also gives one the option of working with
competing banks for better rates.
Yash
Enterprise
Loans is a product
of
Yash
Enterprise Sales & Distribution, and works
with over 35 preferred banks. A list of banks
Yash
Enterprise works with are Axis Bank, Bajaj
Finserve, Cholamandalam, Citibank, DCB, Deutsche
Bank, DHFL, ECL Finance, EDELWEISS, First Blue,
Fulletron, Capital First, HDB Financial
Services, HDFC BANK LTD, HDFC LTD, HSBC, ICICI
Bank Ltd, IndiaBulls Financial Services Pvt Ltd,
Indiainfoline, Indusind Bank, ING Vysa Bank Ltd,
Investment financial Services Pvt Ltd, Karvy
Financial Services Pvt Ltd, Kotak Mahindra Bank
Ltd, Magma Finance, Money line, Punjab and
National Bank, Reliance, Religare, Standard
Chartered Bank, Shriram City, Tata Capital,
Electronica Finance Limited, Money Matters
Finance Ltd to name a few.
yashenterpriseindia.com offers
home loan and general purpose loan balance
transfers from a variety of banks that it has
worked with for over 20 years! We give you the
most competitive rates and special offers that
you will never find elsewhere. |
